MA Housing Assistance
The Massachusetts Homeowner Assistance Fund (HAF) is a federally funded program to help Massachusetts homeowners impacted by COVID-19. The Mass HAF will provide up to $50,000 in financial assistance to eligible homeowners who have missed 3 or more home mortgage payments to help them avoid foreclosure. The missed payments do not need to be consecutive.
The RAFT program helps keep households in stable housing situations when facing eviction, loss of utilities, and other housing emergencies caused by loss of income, increase in expenses, or both. RAFT helps all kinds of households by providing up to $10,000 per household to help preserve current housing or move to new housing. RAFT can cover utilities, moving costs, and overdue rent costs, as well as future rent in limited situations.
Landlords can apply directly for rental assistance on behalf of eligible residents. Tenants can also apply directly. If you believe your tenant may be eligible for rental assistance, you should:
- Coordinate with your Tenant(s): Landlords must obtain and submit a signed tenant consent form before applying for assistance.
- Ensure your Tenant is income-eligible: Tenant income eligibility limit for assistance is 50% of the Area Median Income (AMI), or 60% of AMI for households who are at risk of domestic violence. Use this link to determine income eligibility for the metro area of your property.
- Ask your Tenant if they’ve applied: If your tenant has already submitted an application for rental assistance, please do not reapply. This could delay the approval process.
- Start an Application: If your tenant has not applied, start an application by asking for your tenant to sign the required consent form that is available through the regional agency.